On January 1, 2013, the Workplace Safety and Insurance Board (WSIB) extended compulsory coverage.
It’s now extended to independent operators, sole proprietors, partners and executive officers in the construction industry (with certain exceptions) under the Workplace Safety and Insurance Act, 1997 (WSIA).
If workers are engaged exclusively in home renovation work, as defined in this policy, they are exempt from compulsory coverage.
Partnerships, corporations with workers, and corporations without workers but with multiple executive officers may exempt one partner or one executive officer – if that individual does not perform any construction work. Construction work is defined as any manual work of a skilled or unskilled nature, the operation of equipment or machinery, or the direct on-site supervision of workers.
A non-exempt partner or a non-exempt executive officer, who does not do any construction work, would qualify for a reduced rate.
A holding company is not considered to be an employer in the construction industry since they do not enter into construction contracts.
Exempt home renovation work means construction work that is performed: